ÿþ<html> <head> <meta http-equiv="Content-Language" content="en-us"> <meta name="GENERATOR" content="Microsoft FrontPage 5.0"> <meta name="ProgId" content="FrontPage.Editor.Document"> <meta http-equiv="Content-Type" content="text/html; charset=windows-1252"> <title>Accel Finance Private Student Loan Consolidation Information</title> <meta name="keywords" content="private student loans, private student loan, private students loans, private college student loans, private loan consolidation, private student loan consolidation, private student loans consolidation, private student loan consolidation, private students loans consolidation, private college student loans consolidation, student loan consolidation rates, student loan consolidation calculator, compare student loan consolidation, student loan consolidation rate, student loan consolidation interest rate" /> <meta name="description" content="Accel Finance provides information and research on private student loans and private student loan consolidation. Everything for Student Loan Consolidation research, calculators, low interest rates, research, compare results. Educate yourself and prepare to get the best rates available. <meta name="Microsoft Border" content="tlb, default"> </head> <body><!--msnavigation--><table border="0" cellpadding="0" cellspacing="0" width="100%"><tr><td><p align="center"><br>&nbsp;</p> <div align="justify"> <table height="160" cellSpacing="0" cellPadding="0" width="100%" border="0"> <tr> <td width="33%" height="160"> <img height="238" src="_borders/Accel_Logo.jpg" width="236" border="0"></td> <td vAlign="bottom" align="middle" width="67%" height="160">If you have questions we are available by telephone or email when you need us.<blink><b><i><font color="#ff0000" size="5"><br> </font><font color="#009900" size="5">888.210.5231</font></i></b></blink> <p>&nbsp;</p> <div align="center"> <center> <table cellSpacing="1" width="100%" border="2"> <tr> <td borderColor="#006699" align="middle" width="33%" bgColor="#009900"> <a href="apply.htm">Apply Now</a></td> <td borderColor="#006699" align="middle" width="33%" bgColor="#009900">&nbsp;</td> <td borderColor="#006699" align="middle" width="34%" bgColor="#009900"> <a href="http://www.accelfinance.com/contact.htm">Contact Us</a></td> </tr> </table> </center> </div> </td> </tr> </table> </div> </td></tr><!--msnavigation--></table><!--msnavigation--><table dir="ltr" border="0" cellpadding="0" cellspacing="0" width="100%"><tr><td valign="top" width="1%"> <table cellSpacing="0" cellPadding="0" width="100%" border="0"> <tr> <td>&nbsp;</td> </tr> </table> <table cellSpacing="0" cellPadding="0" width="100%" border="0"> <tr> <td vAlign="top" width="1%"> <div align="justify"> <table borderColor="#006699" cellSpacing="1" width="100%" border="2"> <tr> <th borderColor="#006699" width="100%" bgColor="#009900"> <a href="private.htm"><font color="#ffffff">Private Loan</font></a></th> </tr> </table> </div> <div align="justify"> <table borderColor="#006699" cellSpacing="1" width="100%" border="2"> <tr> <th borderColor="#006699" width="100%" bgColor="#009900"> <a href="privateparent.htm"><font color="#FFFFFF">Private Loan Parent Info</font></a></th> </tr> </table> </div> </td> </tr> </table> <div align="justify"> <table borderColor="#006699" cellSpacing="1" width="100%" border="2"> <tr> <th borderColor="#006699" width="100%" bgColor="#009900">&nbsp;</th> </tr> </table> </div> <div align="justify"> <table borderColor="#006699" cellSpacing="1" width="100%" border="2"> <tr> <th borderColor="#006699" width="100%" bgColor="#009900"> <a href="consolidation.htm"><font color="#FFFFFF">Consolidation Loan</font></a></th> </tr> </table> </div> <div align="justify"> <table borderColor="#006699" cellSpacing="1" width="100%" border="2"> <tr> <th borderColor="#006699" width="100%" bgColor="#009900">&nbsp;</th> </tr> </table> </div> <div align="justify"> <table borderColor="#006699" cellSpacing="1" width="100%" border="2"> <tr> <th borderColor="#006699" width="100%" bgColor="#009900"> <a href="repayment%20benefits.htm"><font color="#FFFFFF">Benefits of in School Payments</font></a></th> </tr> </table> </div> <div align="justify"> <table borderColor="#006699" cellSpacing="1" width="100%" border="2"> <tr> <th borderColor="#006699" width="100%" bgColor="#009900"> <a href="rates.htm"><font color="#FFFFFF">Rates &amp; Fees</font></a></th> </tr> </table> </div> <div align="justify"> <table borderColor="#006699" cellSpacing="1" width="100%" border="2"> <tr> <th borderColor="#006699" width="100%" bgColor="#009900">&nbsp;</th> </tr> </table> </div> </td><td valign="top" width="24"></td><!--msnavigation--><td valign="top"> <p>A Private Student Loan Consolidation provides college graduates an easy and effective way to consolidate their private student loan debt. Graduates who use a Private Student Loan Consolidation often lower their interest rate and monthly payments, allowing more control over their finances after graduation.</p> <p class="bold">Consolidator Benefits:</p> <ul> <li><b><span class="bold"><font size="4">Simplify Your Finances</font></span></b><br> <font color="#808080">with one easy monthly payment</font> </li> <li><span class="bold"><font size="4">Lower Payment and Competitive Rate</font></span><br> <font color="#808080">with a 15 year loan repayment option</font> </li> <li><span class="bold"><font size="4">Cosigner Release Available</font></span><br> <font color="#808080">after 12 consecutive on-time principal &amp; interest payments</font> </li> <li><span class="bold"><font size="4">Interest-Only Repayment Option</font></span><br> <font color="#808080">up to 4 years for eligible borrowers</font> </li> </ul> <p><strong>More about private student loans consolidation:</strong></p> <p>A private student loan consolidation provides a simple financial solution for college graduates. Private student loan consolidation allows for students to combine any outstanding private student loans into one manageable application. Many students that have recently completed college are familiar with private student loans and may have used several during their academic career. A variety of different lenders have offered private student loans in the past. As a result, some recent degree recipients have outstanding private student loans with so many different lenders that repayment has become annoying and inconvenient. Additionally, managing all of the debts with different interest rates makes it challenging to plan for debt freedom. College graduates with private student loans just want a better way to become debt free. Private student loan consolidation offers a viable option to create that debt freedom. </p> <p>When considering a private student loan consolidation, pay attention to how much money can be saved over the course of loan repayment. It is staggering how much is saved on interest payments after securing a low rate consolidation. That is because the rates on individual outstanding private loans taken out just a few years ago may still be carrying very high interest rates. Compare the interest rates of outstanding balances to the rates available today and the advantages are obvious.</p> <p>A private student loan consolidation is great for simplification purposes as well. Managing separate payments to several different lenders is an unnecessary task when all the debts can be consolidated into one loan. This single payment can be easily organized as part of a larger monthly budget and predictably managed until the balance is paid in full.</p> <p>Cash management is another important consideration. If all outstanding private loan payments require a monthly payment larger than what can be currently afforded, a consolidation can help restructure the loan balance to decrease the required payment. This frees up cash on a monthly budget to handle living expenses while honoring the commitment of loan repayment.<br> When applying for a private student loan consolidation, there is a process similar to any other loan request. There is a review of the applicant s credit to confirm a decision about eligibility. If the applicant s credit is insufficient for approval on a stand-alone basis, a private student loan consolidation can include a cosigner to facilitate approval. This allows graduates to gain access to a superior loan repayment option even if they have had struggles with debt before. </p> <p>A successful application will require that the student have completed their degree(s) as well. Borrowers that used private student loans for college but did not graduate can have a hard time getting a consolidation as they pose repayment risk to lenders. There are a limited number of lenders that actively consolidate student loans, leaving few options for qualifying. However, this should not discourage college graduates from examining available opportunities.</p> <p>Getting started on a private student loan consolidation is easy. A simple online application is designed to help you determine eligibility as quickly as possible. If you have outstanding private student loans, take a look at our consolidation program and secure a smarter option.</p> <p align="center"><a href="http://75.145.123.75/surveys/app_cons.htm"> <img border="0" src="loan_prod_button_4.gif" width="84" height="18"></a></p> <!--msnavigation--></td></tr><!--msnavigation--></table><!--msnavigation--><table border="0" cellpadding="0" cellspacing="0" width="100%"><tr><td> <table cellSpacing="0" cellPadding="0" width="100%" border="0"> <tr> <td vAlign="top">&nbsp;</td> </tr> </table> <table cellSpacing="0" cellPadding="0" width="100%" border="0"> <tr> <td> <p align="center"><a href="apply.htm"><img src="_borders/apply.jpg" border="0" width="468" height="60"></a></p> <p align="center"><a href="http://www.accelfinance.com/about.htm">About Us</a> | <a href="http://www.accelfinance.com/privacy.htm">Privacy Policy</a> | <a href="http://www.accelfinance.com/contact.htm">Contact Us</a> </p> <p align="center"><font size="1">Accel Finance offers this Private Education Loan through an arrangement with cuStudent Loans, Inc. All loans are subject to credit approval. Equal Opportunity Lender. <span id="ctl00_LabelCoName"> Accel Finance</span> may be compensated for the referral of private student loan and/or private consolidation loan customers to the lender. All Rights Reserved.<br> </font><br> &nbsp;</p> <h5 align="center">Send mail to <a href="mailto:webmaster@accelfinance.com"> webmaster@accelfinance.com</a> with questions or comments about this web site.<br> Copyright © 2008 Accel Finance, LLC<br> &nbsp;</h5> </td> </tr> </table> <p>&nbsp;</p> </td></tr><!--msnavigation--></table></body> </html>