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With a Direct Student Loan, you can cover higher education expenses up to your Total Cost of Education. Pay for undergraduate or graduate expenses from a minimum of $2,500 per academic year up to a lifetime maximum aggregate of $250,000.

Other great benefits of the Direct Private Loan1:

  • No FAFSA required
  • Competitive interest rates and fees
  • Online decisions in less than a minute
  • 12-month grace period after graduation2
  • Online decisions in less than a minute 
  • Funds are payable to you and your cosigner (if applicable)
  • Disbursements as fast as 48 hours from final approval3
  • Up to a 1% discount for on-time and direct e-payments4
  • Interest capitalizes quarterly during in-school and grace periods

Click on any of the buttons below to learn more about the Direct Private Loan or to start an application.
 
 

(1) The Direct Student Loan does not require school certification and the proceeds are disbursed in the form of a check mailed directly to the applicant with the stronger credit profile. 

(2) Repayment will begin no later than 60 months (5 years) after the loan is disbursed.

(3)Disbursement can occur in 48 hours after receipt and verification of
signed loan documents and all other requested documentation and must be
within 21 days of the enrollment date.

(4)At all times the discount rates and cosigner release terms are subject to change. The on-time benefit must be earned. Cosigner release is contingent upon the borrower's credit profile which will be reviewed by the Lender prior to release. Loan delinquency, default, or the use of forbearance may result in the revocation of all Borrower Benefits.
 

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All loans are subject to credit approval. Lender is Lehman Brothers Bank, FSB. Equal Opportunity Lender. Accel Finance may be compensated for the referral of private student loan customers to the lender. All Rights Reserved.

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