ÿþ<html> <head> <meta http-equiv="Content-Language" content="en-us"> <meta name="GENERATOR" content="Microsoft FrontPage 5.0"> <meta name="ProgId" content="FrontPage.Editor.Document"> <meta http-equiv="Content-Type" content="text/html; charset=windows-1252"> <title>Accel Finance Current Private Student Consolidation Rates</title> <meta name="keywords" content="private student loans, private student loan, private students loans, private college student loans, private loan consolidation, private student loan consolidation, private student loans consolidation, private student loan consolidation, private students loans consolidation, private college student loans consolidation, student loan consolidation rates, student loan consolidation calculator, compare student loan consolidation, student loan consolidation rate, student loan consolidation interest rate" /> <meta name="description" content="Accel Finance provides information and research on private student loans and private student loan consolidation. Everything for Student Loan Consolidation research, calculators, low interest rates, research, compare results. Educate yourself and prepare to get the best rates available. <meta name="Microsoft Border" content="tlb, default"> </head> <body><!--msnavigation--><table border="0" cellpadding="0" cellspacing="0" width="100%"><tr><td><p align="center"><br>&nbsp;</p> <div align="justify"> <table height="160" cellSpacing="0" cellPadding="0" width="100%" border="0"> <tr> <td width="33%" height="160"> <img height="238" src="_borders/Accel_Logo.jpg" width="236" border="0"></td> <td vAlign="bottom" align="middle" width="67%" height="160">If you have questions we are available by telephone or email when you need us.<blink><b><i><font color="#ff0000" size="5"><br> </font><font color="#009900" size="5">888.210.5231</font></i></b></blink> <p>&nbsp;</p> <div align="center"> <center> <table cellSpacing="1" width="100%" border="2"> <tr> <td borderColor="#006699" align="middle" width="33%" bgColor="#009900"> <a href="apply.htm">Apply Now</a></td> <td borderColor="#006699" align="middle" width="33%" bgColor="#009900">&nbsp;</td> <td borderColor="#006699" align="middle" width="34%" bgColor="#009900"> <a href="http://www.accelfinance.com/contact.htm">Contact Us</a></td> </tr> </table> </center> </div> </td> </tr> </table> </div> </td></tr><!--msnavigation--></table><!--msnavigation--><table dir="ltr" border="0" cellpadding="0" cellspacing="0" width="100%"><tr><td valign="top" width="1%"> <table cellSpacing="0" cellPadding="0" width="100%" border="0"> <tr> <td>&nbsp;</td> </tr> </table> <table cellSpacing="0" cellPadding="0" width="100%" border="0"> <tr> <td vAlign="top" width="1%"> <div align="justify"> <table borderColor="#006699" cellSpacing="1" width="100%" border="2"> <tr> <th borderColor="#006699" width="100%" bgColor="#009900"> <a href="private.htm"><font color="#ffffff">Private Loan</font></a></th> </tr> </table> </div> <div align="justify"> <table borderColor="#006699" cellSpacing="1" width="100%" border="2"> <tr> <th borderColor="#006699" width="100%" bgColor="#009900"> <a href="privateparent.htm"><font color="#FFFFFF">Private Loan Parent Info</font></a></th> </tr> </table> </div> </td> </tr> </table> <div align="justify"> <table borderColor="#006699" cellSpacing="1" width="100%" border="2"> <tr> <th borderColor="#006699" width="100%" bgColor="#009900">&nbsp;</th> </tr> </table> </div> <div align="justify"> <table borderColor="#006699" cellSpacing="1" width="100%" border="2"> <tr> <th borderColor="#006699" width="100%" bgColor="#009900"> <a href="consolidation.htm"><font color="#FFFFFF">Consolidation Loan</font></a></th> </tr> </table> </div> <div align="justify"> <table borderColor="#006699" cellSpacing="1" width="100%" border="2"> <tr> <th borderColor="#006699" width="100%" bgColor="#009900">&nbsp;</th> </tr> </table> </div> <div align="justify"> <table borderColor="#006699" cellSpacing="1" width="100%" border="2"> <tr> <th borderColor="#006699" width="100%" bgColor="#009900"> <a href="repayment%20benefits.htm"><font color="#FFFFFF">Benefits of in School Payments</font></a></th> </tr> </table> </div> <div align="justify"> <table borderColor="#006699" cellSpacing="1" width="100%" border="2"> <tr> <th borderColor="#006699" width="100%" bgColor="#009900"> <a href="rates.htm"><font color="#FFFFFF">Rates &amp; Fees</font></a></th> </tr> </table> </div> <div align="justify"> <table borderColor="#006699" cellSpacing="1" width="100%" border="2"> <tr> <th borderColor="#006699" width="100%" bgColor="#009900">&nbsp;</th> </tr> </table> </div> </td><td valign="top" width="24"></td><!--msnavigation--><td valign="top"> <h1>Rates &amp; Fees</h1> <p><strong>The table below outlines the margins and upfront fees for the six FACS Grades. Please see the explanation following the table to understand what the borrower is responsible for paying.</strong></p> <table border="1" cellpadding="0" cellspacing="0" style="border-collapse: collapse" bordercolor="#111111" width="100%"> <tr> <td width="25%" align="center"><b>FACS Grade</b></td> <td width="25%" align="center"><b>Base Rate*</b><p><b>(3-Month LIBOR)</b></td> <td width="25%" align="center"><b>Loan Margin</b></td> <td width="25%" align="center"><b>Upfront Fee</b><p><b>(Charged only once at origination)</b></td> </tr> <tr> <td width="25%">Platinum Honors</td> <td width="25%">0.31%</td> <td width="25%">2.99%</td> <td width="25%">0.00%</td> </tr> <tr> <td width="25%">Platinum Plus</td> <td width="25%">0.31%</td> <td width="25%">4.99%</td> <td width="25%">0.00%</td> </tr> <tr> <td width="25%">Gold Honors</td> <td width="25%">0.31%</td> <td width="25%">6.25%</td> <td width="25%">0.00%</td> </tr> <tr> <td width="25%">Gold Plus</td> <td width="25%">0.31%</td> <td width="25%">7.49%</td> <td width="25%">0.00%</td> </tr> <tr> <td width="25%">Silver Honors</td> <td width="25%">0.31%</td> <td width="25%">8.49%</td> <td width="25%">0.00%</td> </tr> <tr> <td width="25%">Silver Plus</td> <td width="25%">0.31%</td> <td width="25%">8.99%</td> <td width="25%">0.00%</td> </tr> </table> <p>NOTE: There is a 2.99% floor on the loan rate. If the Base Rate + Loan Margin is less than 2.99%, the loan rate will be 2.99%.</p> <h4>* The Base Rate adjusts quarterly on the first day of January, April, July and October. We use the average of the 3-Month LIBOR, as reported by the Wall Street Journal on the 1st of each month, for the last three months preceding the adjustment date.</h4> <hr> <p class="bold topborder bottomborder"><span class="yellow">Borrowers:</span> Before considering a Private Loan, please exhaust federal loans, which in most cases will cost less.</p> <hr> <h3>What do I pay as a borrower?</h3> <p><span class="bold">Loan Interest Rate</span>: The interest rate on your loan is: Base Rate + Margin</p> <p>We will show you the loan APR before you approve the loan request. The APR takes into account all the fees you pay including the upfront fee and should be used when comparing the loan to other private student loans.</p> <!--msnavigation--></td></tr><!--msnavigation--></table><!--msnavigation--><table border="0" cellpadding="0" cellspacing="0" width="100%"><tr><td> <table cellSpacing="0" cellPadding="0" width="100%" border="0"> <tr> <td vAlign="top">&nbsp;</td> </tr> </table> <table cellSpacing="0" cellPadding="0" width="100%" border="0"> <tr> <td> <p align="center"><a href="apply.htm"><img src="_borders/apply.jpg" border="0" width="468" height="60"></a></p> <p align="center"><a href="http://www.accelfinance.com/about.htm">About Us</a> | <a href="http://www.accelfinance.com/privacy.htm">Privacy Policy</a> | <a href="http://www.accelfinance.com/contact.htm">Contact Us</a> </p> <p align="center"><font size="1">Accel Finance offers this Private Education Loan through an arrangement with cuStudent Loans, Inc. All loans are subject to credit approval. Equal Opportunity Lender. <span id="ctl00_LabelCoName"> Accel Finance</span> may be compensated for the referral of private student loan and/or private consolidation loan customers to the lender. All Rights Reserved.<br> </font><br> &nbsp;</p> <h5 align="center">Send mail to <a href="mailto:webmaster@accelfinance.com"> webmaster@accelfinance.com</a> with questions or comments about this web site.<br> Copyright © 2008 Accel Finance, LLC<br> &nbsp;</h5> </td> </tr> </table> <p>&nbsp;</p> </td></tr><!--msnavigation--></table></body> </html>